Personal Banking

At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.

Certificate of Deposit/IRA

Certificate of Deposit/IRA With any Portage County Bank Certificate of Deposit (CD), you can count on guaranteed performance and competitive rates to grow your savings. And you pick the term – long or short, the choice is yours. We offer terms from 3 months to 3 years. With a minimum deposit of only $500, it is easy to get started. Please call for our current rates.

Online Banking

Online Banking Portage County Bank’s Online Banking gives you 24/7 access to your money. Pay bills, transfer funds, view account history and more. It’s the free, easy, convenient and secure way to manage your finances.

Mortgages

Mortgages Our team of mortgage loan officers is waiting to assist you in owning your dream home. Whether you are buying an existing home, constructing a new home, or refinancing your existing mortgage, we have a loan that will be just right for you.

Personal Loans

Personal Loans As you go through life, your financial needs change—and The Portage County Bank is here to help, with quick, clear answers and the right personal loans for your situation.

ATM & Debit Cards

ATM & Debit Cards ATM Cards and Debit Cards are available for checking accounts. You can get overdraft protection with a Personal Reserve Account. ATM or Debit card has a $10.00 annual fee.

Money Market Accounts

Money Market Accounts A Money Market deposit account is an FDIC insured bank account that pays a competitive rate of interest without the need to lock up your money for a specific term. Check writing is available for added convenience.

Savings Accounts

Savings Accounts Keep things simple with this account, designed to minimize monthly fees. Open with just $25 and avoid monthly maintenance fees with an average monthly balance of only $300 or with direct deposit or being a full time student. Interest compounds monthly.

Checking Accounts

Checking Accounts Basic checking requires a minimum balance to open the account is $25.00. No minimum balance required, and a per item fee of $.50 is charged for each check.