Deposit Rates

Current Interest Rates

Product Rate (2) APY* (2) Compounding Minimum Deposit to Open Minimum Balance to Obtain APY
 
Money Market Account
$1,000.00 - $2,499.99 0.30 0.30 monthly $2,500.00 $1,000.00
$2,500.00 - $24,999.99 0.40 0.40 monthly $2,500.00 $2,500.00
$25,000.00-$299,999.99 0.65 0.65 monthly $2,500.00 $25,000.00
$300,000.00 & Over 0.79 0.80 monthly $2,500.00 $300,000.00
 
Certificate of Deposit
3 months 0.79 0.80 quarterly $500.00 $500.00
6 months 1.04 1.05 semi-annually $500.00 $500.00
12 months 1.44 1.45 semi-annually $500.00 $500.00
24 months 1.84 1.85 semi-annually $500.00 $500.00
36 months 2.29 2.30 semi-annually $500.00 $500.00
           
 
Savings Accounts
Statement 0.76 0.76 monthly $25.00 $0.01
NOW 0.44 0.45 monthly $100.00 $0.01
Christmas 0.89 0.89 annually $25.00 $0.01


Individual Retirement Accounts

Term Rate APY Compounding
18-24 months 2.14 2.15 Semi-Annually
30-36 months 2.49 2.50 Semi-Annually


*Annual Percentage Yield assumes that interest paid for each compounding period is added to the account and included interest.

Forfeitures or early withdrawals may affect APY and penalties may apply.

(2) These deposit interest rates and annual percentage yields are effective as of January 28, 2010 and are subject to change at anytime.