Checking Accounts

Minimum balance to open the account is $25.00. If the balance falls below a $400 minimum daily balance or $750 average monthly balance during a statement cycle, a $6.00 maintenance fee is assessed plus $.20 per check or debit processed. The fees are waived if you have direct deposit or keep a balance of $1,000 in a savings account or certificate of deposit. Fees do not apply to senior citizens on social security or 65 or older, full time students or minors.

Basic Checking

• No minimum balance required
• A per item fee of $.50 is charged for each check

NOW Account Checking

• Minimum balance to open $100.00
• Interest is paid on this account monthly
• Check our rate page for the present rate
• If the balance falls below a $750 average daily balance or $1,000 monthly statement cycle; an $8.00 maintenance fee is assessed plus $.50 per check or debit processed.