Certificate of Deposit/IRA

Certificate of Deposit/IRA

Certificate Of Deposits

With any Portage County Bank Certificate of Deposit (CD), you can count on guaranteed performance and competitive rates to grow your savings.  We offer terms from 3 months to 3 years. With a minimum deposit of only $500, it is easy to get started. Please call for our current rates.

Roth/Traditional IRAs

Should I open a Roth IRA? A Traditional IRA? Or put a little money in both?

Our team of financial professionals would be happy to discuss these options with you in person. However, we also recommend including your tax professional in the conversation, so that you can make the right choice based on your unique situation. Generally, a Traditional IRA may be beneficial if you are eligible to make deductible contributions and expect your tax rate during retirement to be lower than it is today. On the other hand, a Roth IRA may be a wise choice if you expect your tax rate to be the same or higher during retirement, or if you may need to take it out before retirement age. We have an multiple terms available. Come vist us to see which term best fits your needs!