Checking Accounts

Checking Accounts

Personal Checking

  • Minimum balance to open the account is $25.00.
  • A maintenance fee of $6.00 will be imposed every statement cycle if the balance falls below $400.00 any day of the statement cycle or an average monthly balance of $750.00 for the statement cycle is not maintained. The average monthly balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • A per item fee of .20¢ will be charged for each debit transaction, if the minimum balance is not maintained.
  • The fees are waived if you have E-statements, direct deposit or keep a balance of $1,000.00 in a savings account or certificate of deposit. Fees do not apply to senior citizens 62 or older , or senior citizen age 62 or older, full time students or minors when you advise us.
  • If images of checks and deposits are requested, the following additional charges will apply: Images of front only: $3.00 per statement. Images of fronts and backs: $6.00 per statement.

To reorder personal checks, click here. 

Basic Checking

  • Minimum balance to open the account is $25.00
  • No minimum balance required
  • A per item fee of .50¢ is charged for each check
  • If images of checks and deposits are requested, the following additional charges will apply: Images of front only: $3.00 per statement. Images of fronts and backs: $6.00 per statement.

NOW Account Checking

  • Minimum balance to open the account is $100.00
  • Interest is paid on this account monthly
  • A maintenance fee of $8.00 will be imposed every statement cycle if the balance falls below $750.00 any day of the statement cycle or an average monthly balance of $1000.00 for the statement cycle is not maintained. The average monthly balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  • A per item fee of .50¢ will be charged for each debit transaction, if the minimum balance is not maintained.
  • If images of checks and deposits are requested, the following additional charges will apply: Images of front only: $3.00 per statement. Images of fronts and backs: $6.00 per statement.